When we have a 5.5% inflation rate of 3% is, if anything, harmful.
With low interest rates have "big" banks, the only way to retain customers is to spread fear, supposedly small banks are not reliable. Now they can add to the tale with stress tests, whose results are disputed.
Normal practice, when a bank does not herself, is to merge or be acquired by another bank. If, however, closed when it comes to deposits, covered by guarantee funds such as TEKE.
Dude Tsig,
you're right that the interest rates of 3% is damaging than the 5.5% inflation.
We also agree on the results of stress tests that are questionable.
But in terms of coverage TEKE think is possible; And let us say that is, how long you will get your money back;
Here the state is no longer able to meet other obligations, will be able to cover the deposits; In store ...