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It will bankrupt our country?

Last Updated on Tuesday, 07 June 2011 09:06 Written by Ο Τσιγκούνης Tuesday, 26 January 2010 09:17

The fear of failure in our country is not new. We have a bad history (1893 Trikoupis: "Unfortunately eptochefsamen) and a threat for years ( the relevant article of 2005 , when our debt was 215 billion euros).

Are unjustifiable strong rumors?
The Greek economy is in poor condition: The state has no revenue (mainly taxes) about 50 billion a year and owes 326 billion (125% of Gross National Product). This year interest only have to pay 13 billion ( 2010 budget ).

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Apati Bank

Last Updated on Thursday, 19 November 2009 15:41 Written by Seville Thursday, 19 November 2009 15:27

Dear friends of T $ ig,

Because I have served the system for several years, state empedoste the following:

1. The product "filing" is one. Beyond that each bank design variants and sells them by giving them trendy names like "Advandage", "Profit", "Revenue" and various other colorful nicknames. This gives another account of the interest in advance, others monthly, others give you a low interest rate at the beginning and much later, another gives you the right commitment without penalty, other raffles TV and travel to the Seychelles, etc. Others No extras or convenience is not free. Everything is costed.

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Health & Banks

Last Updated on Tuesday, 14 November 2017 12:01 Written by Ο Τσιγκούνης Wednesday, 21 October 2009 15:25

Increasing number of banks include products with offerings in relation to our health.

Usually offer free medical consultations and examinations by an amount. In the second phase provides discounts on exams and other medical instruments.

There are some free programs to accompany credit card, but in most cases, pay an annual subscription from 36 to 150 euros.

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To repay the loan?

Last Updated on Wednesday, 10 November 2010 18:14 Written by Ο Τσιγκούνης Wednesday, 03 November 2010 20:58

Often the question is whether it pays to pay back a loan when we have the capital and we are in the middle of repayment.

An example : "8 years ago I took loan for house purchase 65,000 euros for 20 years. Currently the remainder is 47000 euros and my remaining 12 years.'ve fixed rate of 5.3% which means that performance I give 450 euro / month and pay with interest 65000 euro yet. " At first reading seems to interest repayment.

But if we assume that the transactions rate from now until the end is 3.19% (3.79% with a fee), so with a deposit of 5% (4.5% net) we gain.

Utility file calculations (with annual capitalized interest deposit).

Talk

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And if you close a bank?

Last Updated on Thursday, 02 April 2009 09:34 Friday, 03 October 2008 19:50

Concern spread the rumors about "closure" of banks, leading some to transfer their deposits from "small" banks into "high", consistent with a lower return on their deposit. It is logical that if all get their money from private banks, then there will be a serious problem in developed countries.

Although banks are required to inform depositors (Article 9 of Law 2832/2000 ) on how secure the testimony, we have not seen it done so that confusion and uncertainty.

There is, therefore, the Deposit Guarantee Fund , which serves to protect depositors in case of failure of a credit institution to reimburse their deposits. The fund will necessarily involve all credit institutions licensed to operate in Greece , except Deposits and Loans Fund.

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