Oh Caterina watching! Poor malliasei miser is the language to say it. If a bank goes bankrupt the best prospect is to buy another. so that the force acting normally higher potential rate. But if you do not buy, as happened in America, then cleaned out the bank's assets. That your home while you pay the normal dose if you can not directly repayments will come at an auction (like America!). So if bankruptcy is worse to owe