loipon oi seira me tin opoia apozimionontai anaferetai parakatw.to pira apo to nomo ptwxeusis trapezas artho 94:

Article 94. (1) In the distribution of the liquidated property, claims shall be
paid out in the following sequence:
1. claims secured by a pledge or mortgage – out of the proceeds from the sale
of the collateral;
2. claims on which the right of distraint are exercised – out of the value of the
property under distraint;
3. bankruptcy expenses;
4. claims for which the Fund is subrogated and claims of depositors that are not
covered by the deposit guarantee;
4a. (new; Darjaven Vestnik, issue 67 of 2003) claims of supplementary pension
insurance funds;
5. claims of banks;
6. current payments owed to the social security scheme and having arisen
within a year prior to the date of the judgment opening the bankruptcy proceedings,
as well as claims resulting from employment relations having arisen within a
year before the date of the judgment opening the bankruptcy proceedings;
7. current public legal claims of the state and the municipalities, such as taxes,
customs duties, fees and others, and claims having arisen within one year prior to
the date of the judgment opening the bankruptcy proceedings;
8. all other claims;
9. the claims under Article 4, paragraph 2, item 1;
10. the claims under Article 4, paragraph 2, item 2.
(2) Where cash is insufficient to fully satisfy the claims under paragraph 1, items
3–10, it shall be distributed among the creditors of the class on a pro rata basis.
(3) Where some property remains after satisfaction of the creditors, it shall be
distributed among the shareholders in accordance with the rights of the shares held
by them.


oi katathetes anw twn 100.000e vriskontai mazi me to tameio stin thesi 4. stin idia akrivws katigoria.
poioi einai sto sto 1,2 den katalavainw.as mas eksigisei kapoios.
sti thesi 3 einai ta ekoda tis diadikasias ptwxeusis, anamenomeno.

apo osa exw diavasei ta posa panw apo 100.000 ,ean telika isxusoun oi ekxwriseis (opws isxuei me tin teleutaia apofasi tou dikastiriou), einai 1.300.000 leva.

Vassilev και Iskrov(πρωην Διοικητής της Τράπεζας της Βουλγαρίας)χορεύουν και τραγουδούν μαζί!!!Στην υγειά των κορόιδων....

H Bulgargaz είχε όλα σχεδόν τα αποθεματικά της-σχεδόν 90 εκ.$ -στην ΚΤΒ...

www.focus-fen.net/news/2015/04/18/369771...o-hire-10-banks.html

τι εννοεί ο ποιητής?
corpbank.bg/

ποιος ειναι πρώτος?

QUESTIONS AND ANSWERS on submission of claims Corporate Commercial Bank AD (in bankruptcy)
05/14/2015

Q: What claims should be included in the official lists of accepted claims by the trustee?

A: According to Art. 63 para. 3 of the Law on Bank Bankruptcy (LBB) following groups are considered claims filed and recorded automatically by the trustee in the list of art. 64 para. 1 LBB:

claims of depositors in the bank;
claims of employees arising from the employment relationship with the bank, occurred one year before the date of the opening of bankruptcy proceedings;
and established with effective public claims acts.

B: Depositors with unsecured debts should you apply for filing of claims?

A: Not required. Claims of depositors in the bank is considered to be presented and entered automatically (see. Question 1) of the trustee in the list of allowed claims. This does not preclude the right of depositors to bring their claims to the trustee within two months.

Q: At what time is a claim?

A: Claims shall be brought within two months of the entry of the decision to initiate bankruptcy proceedings in the Commercial Register. In case this deadline is June 22, 2015 (Monday).

Q: To whom is a claim?

A: bank insolvency claims are brought before the trustee. Applications for claims to be made by hand in the registry of the CCB (n) at: 1000 Sofia. "Graf Ignatiev" № 10, CCB (n) Headquarters. Applications may be mailed to the same address. Applications submitted by mail will be considered filed on time if the postmark is dated before the deadline. Requests for submission of claims can not be filed electronically. Requests for claims, which are addressed to the branch network or the bankruptcy court may not reach the records of the trustee within the prescribed period.

Q: In what form is drawn up request for filing claims?

A: The request must be made in writing and signed by the depositor by his legal representative or proxy.

Q: What evidence of identification of the depositor should be presented?

A: When the application is filed by an individual, it must contain the identification data of the person's identification document. When the application is submitted by a legal person who is not entered in the commercial register should be attached official documents proving identity and legal personality of that person and be authenticated way of representing him. Documents originating from foreign registries of legal persons should be certified with an apostille (except in cases where an international treaty recognized the shares of the foreign country and without being certified by Apostille), to be presented in translation and duly legalized by the Consular Service of the MFA. If the application is signed by proxy, power of attorney should be explicitly and be attached to the application.

Q: What is the content of the request to lodge a claim?

A: According to Art. 63 para. 2 of LBB creditors should indicate on your application:

the justification of the claim;
amount of the claim;
Privileges (according to terms of making art. 94 par. 1 of LBB);
collateral - should be thoroughly customized collateral (pledge, mortgage, etc.) and be accompanied by the documents from arising;
correspondence address at the headquarters of the bank.

The request for filing the claim must be accompanied by all relevant documentary evidence.

Preparing the application for presentation of claims has important action to protect the rights of the creditor in the bankruptcy proceedings. We advise you if you do not have the necessary qualifications to refer to persons with relevant professional training.

Q: When will a list adopted by the trustee claims?

A: Once expired two months to lodge claims (22 June 2015), the trustee within 14 days a list of accepted claims.

Q: How to tell if your claim is accepted or not accepted?

A: After the list is declared to the Commercial Register and published at least twice in one or more central dailies message where the list will be available for inspection within 14 days of notification.

Q: What can the creditor, if not included in the list of accepted claims?

Oh:

Each depositor or other creditor may make a written objection to the trustee against accepted or missed making the list. The deadline for objection is 14 days - from the time expires to check the list.
If a person filed an objection is not satisfied with the final decision of the trustee, it may, within 7 days of notification to challenge the bankruptcy court's decision only to the trustee claim in which objected.
The objection to the court shall be filed in writing by the trustee. Objections should be addressed "through a syndicate of CCB (n) to the Sofia City Court." Objections should be submitted by hand to the registry of CCB (n) at: 1000 Sofia. "Graf Ignatiev" № 10, CCB (n) Headquarters. Objections can be sent by mail to the same address. Applications submitted by mail will be considered filed on time if the postmark is dated before the deadline. Requests for submission of claims can not be filed electronically.

Q: What should take action creditor who has not filed a claim within the time limit under Art. 63 para. 1 LBB?

A: Creditors who have not filed claims in the two-month period under Art. 63 para. 1 LBB can bring the action to the bankruptcy court within one year from the date of the opening of insolvency proceedings. In case this deadline is April 22, 2016

Q: In what order to pay the claims of creditors?

A: Payment of claim shall proceed in the following order (art. 94 of the Bank Insolvency Act):

first satisfy secured claims (Art. 94, para. 1, p. 1 and. 2);
bankruptcy expenses (Art. 94, para. 1, p. 3);
receivables for which the Fund is subrogated and claims of depositors are not covered by the system of deposit insurance (Art. 94, para. 1, p. 4);
receivables of funds for supplementary pension insurance (Art. 94, para. 1, p. 4a)
claims of banks (Art. 94, para. 1, p. 5);
ongoing contributions owed to the state social insurance and occurred up to one year before the date of the opening of bankruptcy proceedings and claims arising from employment occurred one year before the date of the opening of the insolvency proceedings (Art. 94, para. 1, p. 6);
Current public revenue to the State and municipalities, such as taxes, duties, fees and other receivables and arising one year before the date of the opening of bankruptcy proceedings (art. 94, para. 1, p. 7);
all other claims (Art. 94, para. 1, p. 8);
legal or contractual interest on unsecured receivables due after the date of the opening of bankruptcy proceedings for the bank (Art. 94, para. 1, p. 9) Claims arising from donations (Art. 94, para. 1 m. 10); Unsecured claims, then these third row are paid in full satisfaction of the claims of the previous order.

Q: When the trustee begins to be broken?

A: The trustee shall draw up a partial account and must be broken when the bankruptcy raise sufficient funds.

Q: Lenders have access to distribution accounts?

A: Each distribution account is placed for 14 days in a designated clear and accessible place in the building of the head office of the bank: 1000 Sofia. "Graf Ignatiev" № 10, CCB (n) Headquarters .

Q: If a lender is not satisfied with the breakdown, can you dispute the bill?

Oh:

Any creditor can make to the Governing Board of the Deposit Insurance Fund a written objection against the announced distribution account within the period of 14 days which is given to get acquainted with her.
If the person who raised an objection to the Fund's Board was not satisfied can appeal to the bankruptcy court approved by the Deposit Insurance Fund account within 7 days of the issuance of the approval. The complaint was filed by the DIF. The court's decision is subject to appeal pursuant to appeal the court orders.

Q: How / where creditors receive payment for their claims?

A: The approval of the distribution account trustee discovers official bank account that translates amounts attributable. Additionally will be published detailed information in this regard.





Οι καταθέτες ακάλυπτων χρεών θα πρέπει να ισχύουν για την υποβολή των απαιτήσεων;

Α: Δεν απαιτείται. Οι αξιώσεις των καταθετών στην τράπεζα θεωρείται ότι έχει παρουσιαστεί και τέθηκε αυτόματα (βλ. Ερώτηση 1) του διαχειριστή στον κατάλογο των επιτρεπόμενων ισχυρισμών. Αυτό δεν αποκλείει το δικαίωμα των καταθετών να εγείρουν αξιώσεις τους στον εκκαθαριστή μέσα σε δύο μήνες.

Ερ: Τι ώρα είναι μια αξίωση;

A: Οι αιτήσεις πρέπει να ασκηθεί εντός δύο μηνών από την έναρξη της απόφασης για την κίνηση πτωχευτικής διαδικασίας στο Εμπορικό Μητρώο. Στην περίπτωση αυτή η προθεσμία είναι 22 Ιούνη 2015 (Δευτέρα).


Λοιπον πρεπει να καταβαλουμε αιτηση εως 22 Ιούνη 2015 ?

Σε όσους οφείλονται από την τράπεζα τα ποσά άνω των 100k και θέλουν να συναντηθούν με εκπρόσωπο των Βούλγαρων καταθετών στην Αθήνα ας στείλουν pm . Το ραντεβού έχει ζητηθεί για την Παρασκευή . Πρπει να έχει κανονιστεί έως άυριο το πρωί .

Καλησπέρα,

Έστειλα email στο www.DIF.bg σχετικά με το να καταθέσουμε το αίτημα μας για αποζημίωση για τα ποσά άνω των 100.000. Παραθέτω παρακάτω το τι μου απάντησαν:


"The provisions of the Law on Bank Bankruptcy regarding the assertion of claims are as follows:


Assertion of Claims Petition to Assert Claims

Article 63. (1) (amended; Darjaven Vestnik, issue 34 of 2006, effective as of 1 October 2006) Creditors shall assert their claims in writing before the assignee in bankruptcy within a period of two months after entry of the decision under Article 13, paragraph 1.

(2) The creditors under paragraph 1 shall specify in their petition the grounds for and amount of the claim, the privileges and collateral, the correspondence address in accordance with the head office of the bank, and enclose written evidence thereof.

(3) The claims of depositors of the bank, as well as the claims of workers and employees arising out of the labor relationship with the bank, having occurred within a year prior to the date of the judgment opening the bankruptcy proceedings, as well as public claims established with enforceable acts, shall be considered asserted and the assignee in bankruptcy shall include them in the list under Article 64, paragraph 1. This shall not cancel the right of the entities under the previous sentence to assert their claims before the assignee in bankruptcy within the time limit under paragraph 1.

i.e. you may, if you would like, claim your unguaranteed deposit; however you are not obliged to, since it is an obligation of the assignee/trustee. Should you wish to file a claim, though, you may enter your documents – application (there is not a standardized form) and supporting documents either in person or via registered mail stamped not later than 22 June 2015 to the KTB Headquarters on 10 Graf A. Ignatiev Str., 1000 Sofia, Bulgaria.
We have already posted information on the matter in Bulgarian, which will be also available by end of next week in English, too. "


Από την απάντηση τους (βλ. τελευταία παράγραφο) καταλαβαίνω ότι δεν χρειάζεται να κάνουμε κάποιο αίτημα: το αίτημα μας για αποζημίωση για το ανασφάλιστο ποσό μας, θεωρείτε αυτεπάγγελτο από τον assignee/trustee.

kathrine έγραψε:
Γκρρρρ! Χαράμι να τους γίνει αυτή η αδικία που έκαναν στον κόσμο!!!

Και μεις απο Β Ελλαδα νομιζω πρεπει να τα διεκδικησουμε.Οσοι ενδιαφερεστε αυτο το Σ/Κ θα βρισκετε απο Αθηνα ατομο που μπορει να βοηθησει.