Ψάχνοντας στο Internet βρήκα το παρακάτω ενδιαφέρον link, το οποίο, αν και περιέχει στοιχεία του 2011-2012, δίνει ωστόσο μια ιδέα για τα οικονομικά μεγέθη της Nemea Bank. Ενεργητικό περίπου 8 εκατ. ευρώ, κέρδη της τάξης των μερικών δεκάδων χιλιάδων ευρώ κλπ. Φαίνεται πως πρόκειται για μικρή επενδυτική τράπεζα, με όποια ρίσκα αυτό συνεπάγεται...

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Results
While the Bank has not been able to operate in line with its originally intended
business plan including online consumer banking, it was able to grow Corporate and
Investment Banking business that is generally less dependent on such system
platforms as consumer banking. The revenues grew supported by such Corporate and
Investment Banking activity providing financing and investments to SME corporate and
institutional clients, which enabled the year to be closed at a net profit of EUR 23
thousand despite of slight growth in the cost base. For the financial year 2012, the
Bank generated a profit before tax of EUR 42 thousand, a decrease of EUR 153
thousand over 2011 figure of EUR 195 thousand, out of net operating income of EUR
972 thousand, a decrease of 9% on the previous year. These results form of course a
less than satisfactory achievement, when compared to our expectations for the year,
which were to be able to be much further in terms of our online banking platform and
to be able to launch such businesses and generate additional significant revenue
streams therefrom. The net result, after tax expense, amounted to a positive EUR 23
thousand, resulting in a ROE of 0.4%, a decrease of 1.8% over the previous year’s ROE
of 2.3%.
I LETTER TO STAKEHOLDERS I
I 12 I
The Bank aims at distributing the net profit to its parent company in line with the
Maltese practice between parent company and its operating subsidiary.
Over the year, total assets grew by 38% to EUR 8,347 thousand due to a small increase
in loans and deposits, even if no significant amount of new deposits nor loans to fund
the Bank’s operations were processed during the period due to the unavailability of the
fully functional banking systems. Loans to clients grew to EUR 1,567 thousand, or 55%,
and the deposits to EUR 2,184 thousand, or 416% when compared to 2011. The Bank
practically funded all of its operations from its own capital, and continued to be largely
unlevered. While we expected the balance sheet to grow materially during 2012 and
the CAD ratios to fall proportionally down to more “normal” levels generally seen at
commercial banks, this did not yet happen to the extent expected due to the
aforementioned reasons. While it might be satisfying to some, in the middle of the
continued crisis, to say that in terms of CAD ratios, the Bank was probably one of the
proportionally better capitalized banks in an environment, where strong Tier 1 and
total capital ratios are highly appreciated, for us, it correspondingly reflected a
dissatisfactory situation, where we could not be where we expected to be and leverage
our resources in a more optimal manner. The year 2013 will be the starting to catch up
with that.

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